Everything recurring,
finally in one place.
Spenditure focuses on the money that repeats — income, bills, loans, and subscriptions — so you can see what each paycheck can really cover. Here's everything it does.
Paycheck clarity
The numbers on your Overview: what's committed, what's left, and how tight the next payday is.
Already spoken for
The share of your income that's committed to bills and subscriptions before you spend a dollar.
Safe to spend
How much you can spend per day until your next payday, after what's due.
Paycheck pressure
How much of your next paycheck is due before it arrives — with warning and danger levels you can tune.
Estimated leftover
What's left each month after recurring costs and your variable spending estimates.
Insights with next steps
Plain-language callouts like “move this bill after payday to drop pressure from 91% to 62%.”
Budget methods
Pick 50/30/20, FIRE, Dave Ramsey, Pay Yourself First, Zero-Based, or Kakeibo, and the warnings adapt.
Bills, loans & subscriptions
Everything recurring, in one list, with the dates that matter.
Bills & loans
Rent, insurance, utilities, loans — with due dates, billing cycles, and fixed or variable amounts.
Subscriptions
Track every service and see its true yearly cost so you can decide what's worth keeping.
Autopay and penalty flags
Mark which payments are on autopay and which carry a late fee, so you know where to look first.
Annual installments
Split big yearly costs into monthly amounts so they don't surprise you.
Upcoming payments
See what's due in the next 7, 14, and 30 days.
Free plan limits
Free covers up to 5 bills and 5 subscriptions. Pro removes the limits.
Spending, savings & cards
The flexible side of your money, without logging every purchase.
Variable spending estimates
Set rough monthly amounts for groceries, gas, and fun — no transaction tracking needed.
Savings goals
Set goals, record contributions, and watch progress.
Sinking funds
Set money aside for known future costs like car repairs or holidays.
Cash cushion target
An emergency-fund target based on your essential costs and your budget method.
Card mapping
Note which card pays each bill using a nickname and last four digits — never full card numbers.
Analytics & charts Pro
See trends and breakdowns of your recurring costs over time.
Household & family
Plan money together without merging everything.
Shared household Family
One household for two adults, with each item marked as Me, Partner, or Shared.
Separate views Family
Switch between the household view and each person's own view.
Kids' savings goals Family
Add your kids as profiles — no login or email — with savings goals of their own.
Your data stays yours
Leave a household any time; your shared items become personal to you again.
Reminders & integrations
Get nudged before payments are due, where you already look.
Email reminders Pro
Grouped or separate reminders, on the days and at the hour you choose.
Push notifications
Alerts from the installed app or your browser.
Telegram Pro
Payment reminders sent to you on Telegram.
Google Calendar Pro
Upcoming bills and subscriptions sync to a private Spenditure calendar.
AI assistants via MCP Pro
Connect an assistant like Claude to ask questions about your own Spenditure data.
CSV export Pro
Download your subscriptions and bills as a spreadsheet.
Works where you are
No app store needed.
Phone and desktop
Use it in any modern browser, or install it to your home screen like an app.
Light and dark mode
Follows your device, or pick one.
English and Dari
The full app is available in English and Dari (دری), with right-to-left layout.
No bank connection
Manual entry by design — Spenditure never connects to your bank.
Features marked Pro need Pro or Family. Features marked Family need Family. Compare plans.
Stop guessing what's left after bills.
Set up your recurring costs once and see what every paycheck is really worth.
Get started free