Guides
Budgeting guides,
in plain language.
How the popular budgeting methods work, with worked examples and honest notes on when each one doesn't fit. No jargon, no tracking every coffee.
Start here
Compare all six budget methods
50/30/20, FIRE, Dave Ramsey, Pay Yourself First, Zero-Based and Kakeibo side by side: how each one works, who it suits, and how Spenditure adjusts its warnings and targets for it.
Compare the methods →Budget method
The 50/30/20 rule, explained with examples
What counts as needs, wants and savings, a worked example with real numbers, how to handle biweekly paychecks, and what to do when your needs take more than half.
Read the guide →Stop guessing what's left after bills.
Set up your recurring costs once and see what every paycheck is really worth.
Get started freeFree plan · No card required